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Payment account comparison website

A website comparing prices of consumer payment accounts and related services opened for use on 31 October 2018. On the website, you can compare payment accounts offered to consumers by banks and payment institutions operating in Finland, the most common services  and prices related to them, and the service providers’ branch networks. The comparison website also provides information on whether the funds in a payment account are covered by a deposit guarantee scheme. Use of the website is free of charge.

The payment account comparison website covers ordinary accounts intended for payments from which cash can also be withdrawn and to which funds can be placed. The website service, however, cannot be used to compare, for example, savings accounts in which withdrawals are restricted, or accounts with an overdraft facility that do not include the option of depositing funds. For each service provider, the comparison website has one payment account offered by the service provider, generally to consumer customers.

The comparison website is independent and it contains up-to-date information. The Financial Supervisory Authority (FIN-FSA) shall offer the payment account comparison website. The website is maintained by the Finnish Financial Ombudsman Bureau (FINE). Service providers are obliged to update their price information whenever the prices compared are changed.

Price information on the payment account comparison website are basic prices; they do not take into account possible discounts offered by individual service providers. Many banks grant discounts for some services, for example on the basis of age, membership or inclusion in a group. Information on discounts can be obtained by contacting the service provider directly.

The operation of the comparison website and the information covered by it are provided for by the Credit Institutions Act (610/2014).

On its website, the FIN-FSA maintains a list of comparison websites operating in Finland under the Credit Institutions Act. The comparison websites operating in Finland under the Credit Institutions Act are

  • www.fine.fi (the comparison website is maintained by the Finnish Financial Ombudsman Bureau (FINE) )