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        • Macroprudential decisions 2021
          • Macroprudential decision 16 December 2021
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        • Macroprudential decisions 2020
          • Macroprudential decision 30 September 2020
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        • Macroprudential decisions 2019
          • Macroprudential decision 13 December 2019
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        • Macroprudential decisions 2018
          • Macroprudential decision (G-SII) 20 December 2018
          • Macroprudential decision 20 December 2018
          • Macroprudential decision 26 September 2018
          • Macroprudential decision 29 June 2018
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          • Macroprudential decision 28 March 2018
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        • Macroprudential decisions 2017
          • Macroprudential decision 22 December 2017
          • Macroprudential decision 26 September 2017
          • Macroprudential decision 27 June 2017
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        • Macroprudential decisions 2016
          • Macroprudential decision 21 December 2016
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        • Macroprudential decisions 2015
          • Macroprudential decision 22 December 2015
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      • Annual Report 2021
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          • Crypto assets attract investor interests – risks to be reined in through regulation
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          • Fast decisions supported banks’ resilient operation in exceptional circumstances
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          • Digital finance gaining ground – European Commission strategy to accelerate development
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          • Report on means to prevent excessive household indebtedness
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  • Regulation
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      • Commencement of activities
        • Toimiluvat, rekisteröinnit ja ilmoitukset
        • Luottolaitostoimiluvat sekä ilmoitukset suomalaisten luottolaitosten toiminnasta ulkomailla ja ulkomaisten luottolaitosten toiminnasta Suomessa
        • Maksulaitokset ja maksupalvelua ilman toimilupaa tarjoavat henkilöt
      • Organisation of supervised entities’ operations
        • Sijoitusrahastotoiminnan järjestäminen ja menettelytavat
        • Outsourcing in supervised entities belonging to the financial sector
        • Mortgage bank authorisation procedure and risk management
        • Reporting of mortgage bank operations
        • Vaihtoehtorahastojen hoitajat
        • Tuotteiden ja palvelujen myyntiin ja tarjontaan liittyvät palkitsemisperiaatteet ja -käytännöt
        • Määräykset ja ohjeet kauppojen hintavaihtelurajojen kalibroinnista ja kaupankäynnin pysäyttävien seikkojen julkistamisesta rahoitusmarkkinadirektiivin II mukaisesti
        • Markkinoiden ylläpitäjien ja raportointipalvelujen tarjoajien hallintoelimet
        • Information on the payer and the payee that has to accompany a transfer of funds
        • Sijoituspalvelujen toiminnan järjestäminen ja menettelytavat
        • Virtual currency providers
        • Customer due diligence; Prevention of money laundering and terrorist financing
        • Hallinto ja ohjaus
        • Ohjeet direktiivin 2013/36/EU mukaisista moitteettomista palkitsemisjärjestelmistä
        • Assessment of the suitability of members of the management body and key function holders
        • Ohjeet direktiivin (EU) 2019/2034 mukaisesta sisäisestä hallinnoinnista ja ohjauksesta
        • Ohjeet direktiivin (EU) 2019/2034 mukaisista moitteettomista palkitse-misjärjestelmistä
        • Ohjeet direktiivin 2013/36/EU ja direktiivin (EU) 2019/2034 mukaisesta suurituloisia koskevasta tietojen keruusta
        • Ohjeet direktiivin 2013/36/EU mukaisesta palkitsemiskäytäntöjen, sukupuolten palkkaerojen ja suhteiden hyväksyttyjen korkeampien tasojen vertailusta
        • Ohjeet direktiivin (EU) 2019/2034 mukaisista palkitsemiskäytäntöjen ja sukupuolten palkkaerojen vertailuista
      • Risk management
        • Risk reporting by credit institutions
        • Reporting of funding plans
        • Management of operational risk in supervised entities of the financial sector
        • Management of interest rate risk arising from non-trading activities
        • Arvopaperikeskuksen osallistujien maksulaiminlyöntejä koskevat säännöt ja menettelyt
        • Keskusvastapuolten ja kauppapaikkojen tapahtumasyötteiden antamisesta arvopaperikeskusten saataville
        • Management of credit risk and assessment of creditworthiness by supervised entities in the financial sector
        • Tärkeimpien valuuttojen määrittämistä ja arvopaperikeskusten merkittävyyttä koskevien indikaattorien laskentaprosessit
        • Guidelines on institutions' stress testing
        • Guidelines on legislative and non-legislative moratoria on loan repayments applied in the light of the COVID-19 crisis
        • Management of market risk
        • Management of liquidity risk
        • Regulations and guidelines 7/2021 Money laundering and terrorist financing risk factors
      • Accounting, financial statements and management report
        • Kirjanpitoa, tilinpäätöstä ja toimintakertomusta koskevat määräykset ja ohjeet: Vakuutusyhtiöt, työeläkevakuutusyhtiöt, vakuutusyhdistykset, vakuutusomistusyhteisöt, kolmannen maan vakuutusyhtiöiden sivuliikkeet ja lailla perustetut eläkelaitokset
        • Kirjanpitoa, tilinpäätöstä ja toimintakertomusta koskevat määräykset ja ohjeet: Eläkekassat ja eläkesäätiöt
        • Kirjanpitoa, tilinpäätöstä ja toimintakertomusta koskevat määräykset: Sairauskassat ja hautaus- ja eroavustuskassat
        • Financial sector regulations and guidelines on reporting of financial information (FINREP)
        • Rahoitussektorin kirjanpito, tilinpäätös ja toimintakertomus
      • Capital adequacy
        • Common European Reporting (COREP)
        • Valvojan arviointimenettelyä varten kerättävät ICAAP- ja ILAAP-tiedot
        • Regulations and Guidelines related to the Capital Requirements Regulation
        • Prudential reporting for investment firms (IF)
        • MOK 6/2022 perusteista, joiden nojalla sijoituspalveluyritykset voidaan vapauttaa maksuvalmius-vaatimuksesta asetuksen (EU) 2019/2033 43 artiklan 4 kohdan mukaisesti
      • Code of conduct
        • Asuntoluoton ennenaikaisesta takaisinmaksusta perittävän enimmäiskorvauksen laskentaan käytettävät menetelmät
        • Disclosure of expenses and returns of long-term savings agreements and insurance policies
        • Asiakasvalitusten käsittely
        • Finanssipalvelujen ja -tuotteiden markkinointi
        • Finanssipalvelujen tarjoamisessa noudatettavat menettelytavat
        • Calculation of maximum loan-to-value ratio
        • Tuotehallintamenettely
        • Maksamattomat lainat ja ulosmittaus
        • Ohjeet asetuksen (EU) N:o 909/2014 6 artiklan 2 kohdan mukaisista standardoiduista menettelyistä ja tietoliikenneprotokollista
      • Operations of securities markets
        • Ohje markkinatakaustoimintaa ja ensimarkkinoilla suoritettavia operaatioita koskevasta poikkeuksesta
        • Securities offerings and listings
        • Takeover bid and the obligation to launch a bid
        • Markkinaosapuolten, työeläkevakuutusyhtiöiden ja rahastoyhtiöiden julkinen sisäpiirirekisteri
        • Kolmansien maiden kaupankäyntiosapuolet
        • Regulations and guidelines on disclosure obligation
        • Markkinoiden tunnustelua vastaanottavat henkilöt
        • Ohjeet hyödykejohdannaisia koskevan sisäpiiritiedon määrittelemiseksi
        • Kaupparaportointi, tarjouskirjanpito ja kellotahdistus MiFID II:n mukaisesti
        • Arvopaperikeskusasetuksen 9 artiklan mukaista sisäistä toimitusta koskevaa raportointia varten
        • Presentation of information in prospectuses coming under the Prospectus Regulation
      • Insurance operations
        • Vakuutusmarkkinoilla toimivan yhteisön konekielisten valvontatietojen toimittaminen Finanssivalvonnalle
        • Työeläkelaitosten vakavaraisuus
        • Vastuuvelan kate: Lisäeläkelaitokset sekä hautaus- ja eroavustuskassat
        • Henki- ja vahinkovakuutusyhtiöt, Solvenssi II -ohjeet I osa
        • Vakuutusmarkkinoilla toimivan yhteisön valvonta-asiakirjojen toimittaminen Finanssivalvonnalle
        • Henki- ja vahinkovakuutusyhtiön toiminnan aloittaminen ja hallintojärjestelmä
        • Henki- ja vahinkovakuutusyhtiöt, Solvenssi II- ohjeet II osa, raportointia koskevat ohjeet
        • Henki- ja vahinkovakuutusyhtiöt, Solvenssi II- ohjeet II osa, muut kuin raportointia koskeva ohjeet
        • Työkyvyttömyysriskin hallinta: Työeläkevakuutusyhtiö
        • Lakisääteistä eläkevakuutusta harjoittavien eläkelaitosten vakavaraisuusrajan laskeminen ja sijoitusten hajauttaminen
        • Työeläkevakuutusyhtiöiden hallinto
        • Merimieseläkekassan hallinto
        • Maatalousyrittäjien eläkelaitoksen hallinto julkaiseminen
        • Lisäeläkelaitosten hallinto
        • sairauskassat ja hautaus- ja eroavustuskassat
        • EEA insurance companies
        • EEA insurance intermediaries
        • Occupational retirement provision activities
        • Hautaus- ja eroavustuskassojen vastuuvelan laskuperusteet
        • Lisäeläkelaitosten vastuuvelan laskuperusteet
        • Työttömyyskassoja koskevat määräykset ja ohjeet 3/2021
        • Lakisääteistä työeläkevakuutustoimintaa harjoittavien eläkesäätiöiden ja eläkekassojen hallinto
      • Miscellaneous regulations and guidelines
        • LEI-tunnuksen käyttöönotto
        • Development of recovery plans and early intervention
        • Rahoitus- ja vakuutusryhmittymien vakavaraisuuden laskenta ja raportointi
        • Määräosuuksien hankinnan ja lisäämisen arviointia koskevat ohjeet
        • Criteria on simplified, transparent and standardised securitisation
        • Määräykset ja ohjeet MiFID II-direktiivin liitteen I kohtien C6 ja C7 soveltamisesta
        • Määräykset ja ohjeet vertailuarvoasetuksen mukaisista muista kuin merkittävistä vertailuarvoista
        • Reporting of intra-group transactions
        • Acquisition of controlling interest in undertakings authorised in non-EEA-states
        • Supervision of financial and insurance conglomerates
        • Guidelines on the specification and disclosure of systemic importance indicators (G-SII)
        • Guidelines on PEPP supervisory reporting
        • Ohjeet rahoitusmarkkinadirektiivin/ rahoitusmarkkina-asetuksen mukaisista markkinatietoja koskevista velvoitteista
        • Väliyhtiönä toimivan EU-emoyrityksen perustamisen kynnysarvo ja menettelyt
        • Ohjeet vertailuarvoasetuksen mukaisista menetelmistä, valvontatoiminnoista ja tietojen säilyttämisestä
        • Ohjeet arvopaperikeskusasetuksen 7 artiklan mukaista toimituspuutteita koskevaa raportointia varten
        • Ohjeet toisen maksupalveludirektiivin mukaisesta rajallisia verk-koja koskevasta soveltamisalan ulkopuolelle jättämisestä
        • Luottolaitoksen ja sen konsolidointiryhmän kiinteistöomistuksen ilmoittaminen
    • Legal framework of FIN-FSA regulations and guidelines
    • Interpretations
    • Regulations by sectors
    • Regulatory framework
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      • Sustainable finance
      • LEI code
      • Market Abuse Regulation
        • Inside information
          • Insiders and trading
          • Public disclosure and the delay of disclosure of inside information
        • Managers’ transactions
        • Market soundings
        • Reporting obligation concerning the prevention and detection of market abuse
      • MiFID II and MiFIR
        • Notifications to the FIN-FSA
      • PRIIPS
      • PSD2
      • Solvency II
      • Capital adequacy and liquidity regulation (CRR/CRD)
      • Benchmarks Regulation
      • SFTR
    • Financial market legislation, international recommendations and self regulation
      • International recommendations
      • Self regulation
    • Preparedness
  • Reporting
    • Reporting of financial standing and risks
      • New reporting system
        • Reporting to FIN-FSA
        • Reform of the Reporting System
        • Reporting instructions
        • Credit institutions
        • Payment service providers
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        • Investment service providers, fund management companies, Alternative investment fund managers (AIFMs)
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        • Regulatory reporting
          • EBA ITS reporting
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          • AIFMD reporting
          • National reporting (Virati)
          • STT reporting
        • Reporting instructions
          • Reporting test environment for use by reporters
          • Secure email
          • Jakelu Distribution Service and reporting application
          • Validation feedback messages
          • The acceptable time frame for supervisory reporting
          • Reporting institutions
        • Contact information
      • Reporting releases
      • Accuracy of reported data
    • Notifications
    • Transaction reporting
    • Reporting for capital market participants
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        • Hyvä hallinto varmistaa valvottavan toimintaa, vakavaraisuutta ja sitä, että asiakkaan rahat ja vakuutetut edut ovat turvassa
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      • Director General’s review
      • State of financial markets
      • Supervision
      • Themes
        • Crypto assets attract investor interests – risks to be reined in through regulation
        • New investors, new sources of information
        • New tools needed to contain household indebtedness
        • Sustainability issues as part of financial market participants’ risk management and disclosure obligations
      • Management and personnel
        • Board
        • Management Group
      • FIN-FSA
        • Financial Supervisory Authority in brief
        • Summary of FIN-FSA’s activities in 2021
        • Strategy
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          • Total number of supervised and other fee-paying entities
          • Expenses and funding
          • Set supervision fees
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    • Annual Report 2020
      • DG’s review
      • State of financial markets
      • Supervision
      • Themes
        • Fast decisions supported banks’ resilient operation in exceptional circumstances
        • Unemployment funds coped through coronavirus pandemic despite record growth in number of applications and claims expenses
        • Digital finance gaining ground – European Commission strategy to accelerate development
        • Risk-based approach is a cornerstone of anti-money laundering and countering terrorist financing
        • Suspicions of market manipulation and abuse of inside information are detected and investigated increasingly effectively
      • Management and personnel
        • Board
        • Management Group
      • FIN-FSA
        • Financial Supervisory Authority in brief
        • Summary of FIN-FSA’s activities in 2020
        • Strategy
        • Appendices
          • Total number of supervised and other fee-paying entities
          • Expenses and funding
          • Set supervision fees
          • Processing fees
          • Case management
    • Annual Report 2019
      • DG’s review
      • State of financial markets
      • Supervision
      • Themes
        • Report on means to prevent excessive household indebtedness
        • Management of disability risk by pension insurance companies
        • Green Deal and the supervisory perspective
        • EU banking legislation to complete the Basel III recommendations in preparation
        • Fund liquidity issues
        • Audit committees' activities were assessed
        • Responsible utilisation of data in the financial sector
      • Management and personnel
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        • Management Group
      • FIN-FSA
        • Financial Supervisory Authority in brief
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          • Total number of supervised and other fee-paying entities
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