Banking supervision
The FIN-FSA’s banking supervision is responsible, in cooperation with the European Central Bank, for the prudential supervision of credit institutions. We supervise the credibility, risk management practices and risk-taking of credit institutions and are responsible for international cooperation in our field of competence, for example within the framework of colleges of supervisors.
We also process the authorisation and registration applications falling within our responsibility and participate in the development of legislation in our field of expertise.
We also supervise banks’ and payment service providers’ compliance with agreed practices and consumer protection rules. See the Consumers site.
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Amendments to FIN-FSA Regulations and guidelines 20/2013 and 26/2013
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EBA Guidelines on the establishment and maintenance of national lists or registers of credit servicers under Directive (EU) 2021/2167
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EBA Guidelines on the assessment of adequate knowledge and experience of the management or administrative organ of credit servicers, as a whole, under Directive (EU) 2021/2167
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EBA Guidelines on ensuring compliance with EU and national restrictive measures – applicable from 30 Dec 2025
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Stress tests for banks under Financial Supervisory Authority’s direct supervision
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Financial sector's capital position as at 30 June 2024: Sluggish economic growth and geopolitical tensions have maintained the financial sector's risks at a high level – capital position has remained strong
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Request by the FIN-FSA for police investigation concerning Oma Savings Bank
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Subdued economic outlook is weakening the financial sector's operating environment – real estate market risks particularly increasing
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It is important for banks to ensure the availability of personal customer service and reasonably priced basic banking services
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Administrative fine imposed on Bank of Åland Plc for failures in reporting on derivatives contracts
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Revised Statistical Classification of Economic Activities NACE Rev. 2.1 will be implemented for supervisory reporting from 1 January 2026 | EBA
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The Validation service and Reporter portal will have service breaks on week 22 | EBA EIOPA ESMA National reporting (Virati)
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ICT-Register of Information reporting released into the Validation Services and Reporter Portal – reporting reference date 31.3.2025 | EBA EIOPA ESMA National Reporting (Virati)
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Data collections ready for normal reporting in Validation Service and Reporter Portal – reporting reference date 31 March 2025 | EBA EIOPA ESMA National reporting (Virati)
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The Validation service and Reporter portal will have service breaks on week 17 | EBA EIOPA ESMA National reporting (Virati)