FIN-FSA’s macroprudential decisions

Period Date of decision Countercyclical capital
buffer (CCB)
Maximum loan to value (LTV) ratio for housing loans (loan cap) Articles 124 and 164 of Capital Requirements Regulation: risk weights for loans secured by mortgages on immovable property Article 458 of the Capital Requirements Regulation: stricter national measures to address macroprudential or systemic risk G-SII or O-SII buffers, i.e. buffers for global or other systemically important banks Systemic risk buffer requirement imposed on the basis of the structural characteristics of the financial system
  18 February 2021       Sweden’s risk weight floor continued. Applicable as of 30 Dec 2020.    
Q4/2020 18 December 2020 Set at 0.0%   Not introduced      
Q3/2020 30 September 2020 Set at 0.0%   Not introduced Decision not to renew minimum risk weight    
Q2/2020 29 June 2020 Set at 0.0% Restored to 90% for others than first time home buyers. Not introduced      
  6 April 2020         OP Group's O-SII buffer requirement changed. Removed for all credit institutions. 
Q1/2020 17 March 2020 Set at 0.0%   Not introduced      
Q4/2019 13 December 2019 Set at 0.0%   Not introduced      
Q3/2019 27 September 2019 Set at 0.0%   Not introduced      
Q2/2019 28 June 2019 Set at 0.0%   Not introduced Conditional decision regarding minimum risk weight   A systemic risk buffer set for three credit institutions at a higher level and for other credit institutions at 1%, in force 1 July 2020.
Q1/2019 23 March 2019 Set at 0.0%   Not introduced      
Q4/2018 20 December 2018 Set at 0.0%     Sweden’s risk weight floor approved. Applicable as of 31 Dec 2018. Nordea’s G-SII buffer requirement repealed as of 1 Jan 2020.  
Q3/2018​​ 26 September 2018 Set at 0.0%   Not introduced      

Q2/2018

29 June 2018 Set at 0.0%   Not introduced  

G-SII buffer set for Nordea on a conditional basis, in force 1 January 2020.

Additional capital requirement (O-SII buffer) set for three credit institutions on a conditional basis, in force 1 January 2019.

​A systemic risk buffer set for three credit institutions at a higher level and for other credit institutions at 1%, in force 1 July 2019.

Q1/2018 

19 March 2018/
28 March 2018
Set at 0.0% ​Maximum LTV lowered to 85% for others than first time home buyers. In force 1 July 2018. Not introduced     Systemic risk buffer rate of 1% set by Eesti Pank reciprocated to be applied to balance sheet items located in Estonia as of 1 January 2019.

Q4/2017​

21 December
2017
Set at 0.0%   ​Not introduced Conditional decision regarding minimum risk weight Additional capital requirement (O-SII buffer) set for four credit institutions, in force 1 July 2018.  
Q3/2017​ 26 September 2017 Set at 0.0%   ​Not introduced In force 1 January 2018    
Q2/2017 27 June 2017 Set at 0.0%   ​Not introduced Conditional decision regarding minimum risk weight    
Q1/2017​ 28 March 2017 Set at 0.0%   ​Not introduced Preparations ongoing    
Q4/2016​ 21 December 2016 Set at 0.0%   ​Not introduced Preparations ongoing    
Q3/2016​ 27 September 2016 Set at 0.0%   ​Not introduced Preparations ongoing    
Q2/2016​ 14 June 2016 Set at 0.0%   ​Not introduced Preparations ongoing    
Q1/2016​​ 22 March 2016 Set at 0.0%   ​Not introduced ​Not applied    
Q4/2015​ 21 December 2015 Set at 0.0%   ​Not introduced ​Not applied    
Q3/2015 ​​29 September 2015 Set at 0.0%   ​Not introduced ​Not applied    

Q2/2015​

6 July 2015         ​Additional capital requirement (O-SII buffer) set for four credit institutions, in force 7 January 2016.  
Q2/2015​ 30 June 2015 Set at 0.0%   ​Not introduced ​Not applied    
Q1/2015​ ​16 March 2015 Set at 0.0%   ​Not introduced ​Not applied