Reporting
More information on reporting is available in the Reporting section.
What should be reported and notified?
Reporting map (financial sector) (pdf)
Finnish credit institutions
|
Regulations and guidelines |
Information to be reported |
Reporting frequency and reference dates |
Submission dates |
|
20/2013 section 3
|
FINREP |
Quarterly, Semi-annually or Annually |
12 May, 11 August, 11 November, 11 February |
|
26/2013 section 3 |
COREP OF Own funds
|
Quarterly |
12 May, 11 August, 11 November, 11 February |
| see above |
COREP LR Leverage ratio |
Quarterly |
12 May, 11 August, 11 November, 11 February |
| see above |
COREP LE Large exposures |
Quarterly |
12 May, 11 August, 11 November, 11 February |
|
see above |
COREP LCR DA Liquidity coverage requirements |
Monthly, on the situation as at the last day of the calendar month |
The 15th calendar day after the reference date |
|
see above |
COREP NSFR Net stable funding requirements |
Quarterly |
12 May, 11 August, 11 November, 11 February |
| see above |
COREP ALM |
Monthly, on the situation as at the last day of the calendar month Quarterly |
The 15th calendar day after the reference date 12 May, 11 August, 11 November, 11 February |
|
see above |
COREP FRTB |
Quarterly |
12 May, 11 August, 11 November, 11 February |
|
see above |
REM BM REM HE REM HR Institution |
Annually, on the situation as at 31 December |
On 15 June at the latest, exceptionally 31.8. in 2023 |
|
see above |
G-SII |
Quarterly |
3 July, 2 October, 2 January, 3 April |
| 5/2014 section 3 Asset encumbrance reporting |
AE
|
|
12 May, 11 August, 11 November, 11 February
|
| 6/2014 section 3 Reporting of funding plans |
FP |
Annually, on the situation as at 31 December |
On 15 March at the latest |
|
CRD article 78 |
SBP CR | Annually, on the situation as at 31 December |
On 11 April at the latest |
|
CRD article 78 |
SBP RM | Annually, on the situation as at 31 January |
On 3 March at the latest |
|
CRD article 78 |
SBP IMV | Annually, on the situation as at 30 September |
On 14 October at the latest |
|
CRD article 78 |
SBP IFRS9 | Annually, on the situation as at 31 December |
On 11 April at the latest |
|
3/2020 Additional reporting
|
COVID19 |
Quarterly (until 12/2022) |
12 May, 11 August, 11 November, 11 February |
| 1/2014 section 4 Risk reporting by credit institutions |
S State of the banking system
|
Quarterly |
Within 30 business days |
| see above |
R Interest rate risk |
Quarterly |
Within 20 business days |
|
see above 3/2015 |
LTC Loan-to-value |
Quarterly |
Within 30 business days |
| 7/2015 section 5 Calculation and reporting of capital adequacy of financial and insurance conglomerates |
RVA |
Quarterly |
10 May, 10 Augus, 10 November, 28/29 February |
| 7/2012 section 4 Reporting of mortgate bank operations |
KP |
Quarterly |
Within 15 business days |
| AML act (444/2017) |
RA Risk assessment questionnaire |
Annually |
28 February |
| 6/2019 Arvopaperikeskusasetuksen 9 artiklan mukaista sisäistä toimitusta koskevaa raportointia varten |
STT Settlement internalisation (CSDR) The reporting obligation based on announcement by reporting entity |
Quarterly 31 March, 30 June, 30 September, 31 December |
15 January, 15 April, 15 July, 15 October |
For further information on Bank of Finland's data collection, please see:
- Reporting map (financial sector) (pdf)
- Bank of Finland's website.
Finnish branches of foreign deposit-taking credit institutions
| Regulations and guidelines | Information to be reported | Reporting frequency and reference dates | Submission dates |
|
20/2013 section 3
|
FINREP |
Quarterly, Semi-annually or Annually |
12 May, 11 August, 11 November, 11 February |
|
26/2013 section 3
|
COREP OF Own funds Only C 15.00 (CR IP Losses) Exposures and losses from lending collateralised immovable property |
Annually |
11 February |
|
1/2014 section 4 |
S State of the banking system |
Quarterly |
Within 30 business days |
|
see above 3/2015 |
LTC Loan-to-value |
Quarterly |
Within 30 business days |
| AML act (444/2017) |
RA Risk assessment questionnaire |
Annually |
28 February |
For further information on Bank of Finland's data collection, please see:
- Reporting map (financial sector) (pdf)
- Bank of Finland's website.
Finnish branches of foreign credit institutions providing other than deposit services
| Regulations and guidelines | Information to be reported | Reporting frequency and reference dates | Submission dates |
|
20/2013 section 3
|
FINREP |
Quarterly, Semi-annually and Annually |
12 May, 11 August, 11 November, 11 February |
|
26/2013 section 3
|
COREP OF Own funds Only C 15.00 (CR IP Losses) Exposures and losses from lending collateralised immovable property |
Annually |
11 February |
|
1/2014 section 4 |
S State of the banking system |
Quarterly |
Within 30 business days |
|
1/2014 section 4 3/2015 |
LTC Loan-to-value |
Quarterly |
Within 30 business days |
| AML act (444/2017) |
RA Risk assessment questionnaire |
Annually |
28 February |
For further information on Bank of Finland's data collection, please see:
- Reporting map (financial sector) (pdf)
- Bank of Finland's website.
Finnish credit institutions
Information reported on standard forms or as separate files
| Regulations and guidelines | Information to be reported | Reporting frequency and reference dates | Submission dates and email address |
|
Supervision releases Regulation (EU) 1163/2014 of The European Central Bank (ECB/2014/41) and Decision (EU) 2015/530 (ECB/2015/7) |
Collection of supervisory fee data by the European Central Bank COF |
Annually |
On 1 July at the latest |
|
1. Decision-making of the general meeting concerning a high maximum share of variable remuneration - Chapter 8 Section 8 |
Without delay kirjaamo(at)finanssivalvonta.fi |
||
|
see above |
2. Data collection regarding high earners - Chapter 8 Section 16 |
Annually |
30 June kirjaamo(at)finanssivalvonta.fi |
|
see above |
3. Remuneration Benchmarking data collection - Chapter 8 Section 16 | Annually |
30 June kirjaamo(at)finanssivalvonta.fi |
|
Act on Credit Institutions chapter 7 paragraph 4 Act on the Supervision of Financial and Insurance Conglomerates Chapter 2 Section 14 |
Reporting of information on fitness and propriety LSI supervised entities: SI supervised entities: |
Without delay after the appointment or a change in the person’s responsibilities, and no later than two weeks from the appointment decision or from the date at which the person takes up the new position
|
|
|
Management of operational risk in supervised entities of the financial sector |
|
||
|
Reporting of disruptions and faults in operations Error report form (excel) |
Without delay hairio(at)finanssivalvonta.fi From February 1st 2023 onwards via Financial Supervisory Authority e-services (detailed information). FIN-FSA e-services log-in page. |
|
|
Major payment service incident report Major incident report form (excel) |
According to deadlines in EBA Guidelines (EBA/GL/2021/03) hairio(at)finanssivalvonta.fi From February 1st 2023 onwards via Financial Supervisory Authority e-services (detailed information). FIN-FSA e-services log-in page. |
|
|
Annual report on losses from operational risk Damage report form (word) |
opriskivahinko(at)finanssivalvonta.fi |
|
|
5/2019 section 13.4 |
Regulations and Guidelines related to the Capital Requirements Regulation Form available only in Finnish: Suurten asiakasriskien ylitysraportointiin tarkoitettu ylitysilmoituslomake (excel) |
Without delay kirjaamo(at)finanssivalvonta.fi |
|
| 1/2023 section 3 |
Reporting of real estate held by credit institutions and their consolidation groups The related forms are available on the FIN-FSA's website |
Annually on the situation as at 31 December |
On 1 April at the latest kirjaamo(at)finanssivalvonta.fi |
|
Government Decree 208/2014 |
Acquisition and disposal of shares and participations in credit institutions Change in holding / Notification form for natural persons Change in holding / Notification form for legal persons Change in holding / Notification form for target company |
kirjaamo(at)finanssivalvonta.fi |
|
| 9/2017 |
Assessment of acquisitions and increases of qualifying holding |
kirjaamo(at)finanssivalvonta.fi |
|
|
Regulation (EU) 2017/847 on information accompanying transfers of funds 5/2018 Information on the payer and the payee that has to accompany a transfer of funds |
Notification regarding failure to provide required information on payer or payee and the steps taken The related form is available on the FIN-FSA's website |
Without delay and and no later than three months after identifying the repeated failing by the (intermediary) payment service provider. maksuntiedot(at)fiva.fi |
Information reported in free form
| Regulations and guidelines | Information to be reported | Reporting frequency and reference dates | Submission dates and email address |
| 3/2014 | Authorisations, registrations and notifications |
kirjaamo(at)finanssivalvonta.fi |
|
| RA1.1 section 4 (Act on Credit Institutions chapter 5 section 15) TaYL chapter 6 section 33) Act on the Supervision of Financial and Insurance Conglomerates chapter 2 |
Reporting of intra-group transactions |
Quarterly |
15 May, 15 August, 15 November, 28/29 February kirjaamo(at)finanssivalvonta.fi |
| RA1.2 section 4 Act on Credit Institutions chapter 5 section 13 Act on the Supervision of Financial and Insurance Conglomerates chapter 2 section 10 |
Acquisition of controlling interest in undertakings authorised in non-EEA states |
|
In advance, before acquisition of controlling interest kirjaamo(at)finanssivalvonta.fi |
| 1/2012 section 8 | Outsourcing |
|
In advance kirjaamo(at)finanssivalvonta.fi |
| 2/2016 section 13.2.2 |
Submission of financial statements
|
Annually |
Within two weeks from the approval of the financial statements kirjaamo(at)finanssivalvonta.fi |
| see above |
Financial report (company’s half-yearly report and 3-month or 9-month information published regularly on the company’s financial result and financial position) |
|
By each specific period kirjaamo(at)finanssivalvonta.fi |
| 2/2016 section 13.3.2 |
Reports of auditors to the supervised entity, its holding company or subsidiary |
|
Within two weeks from the submission of the report to the supervised entity |
| Act on Credit Institutions chapter 4 section 7 subsection 2 |
A credit institution may
In case of a change in the information as referred to in subsection 2, any new information must be submitted to FIN-FSA without delay. |
|
|
|
8/2014 section 9.3 |
Annual assessment of operational and security risks of payment services (free-form risk assessment) |
|
Annually by 28 February. First assessment by 28 February 2019. operatiivinenriski(a)finanssivalvonta.fi |
|
Standard 1.5 section 6 Act on the Supervision of Financial and Insurance Conglomerates chapter 2 section 9 |
Recognition of a financial and insurance conglomerate and its holding company |
|
Without delay, after the company has received notice that it is part of a conglomerate kirjaamo(at)finanssivalvonta.fi |
| 7/2015 sections 5.1 and 5.2 |
Information on the structure of a financial and insurance conglomerate as well as verification and reconciliation calculations and details of capital adequacy calculations |
Annually, on the situation as at 31 December |
Annually by 28 February FivaRava-vakavaraisuusraportit(at)fiva.fi |
| Regulations and guidelines | Information to be reported | Reporting frequency and reference dates | Submission dates |
| 2/2018 Kaupparaportointi, tarjouskirjanpito ja kellotahdistus MiFID II:n mukaisesti (in Finnish) |
Transactions executed on financial instruments
|
|
Without delay or the next day |