Pension insurance

FIN-FSA publishes supervisory information on the operations of employee pension insurance companies. This directory contains data on financial statements and solvency. Data on investments are available in the directory Investments. 

Financial statement data are based on companies’ financial statements prepared in accordance with Finnish financial statement regulations and submitted to FIN-FSA. Solvency data are based on companies’ supervisory data submitted to FIN-FSA.

Data on solvency and investment activities is published by pension insurance company semi-annually. And data on investment activities is published also quarterly aggregated by type of pension provider as well as in combined form.

Financial statement data published annually:

  • Income statement
  • Balance sheet
  • Notes on income statement, balance sheet and solvency margin

 

The list of insurance companies in tables (pdf)

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Solvency

Definitions of key indicators for solvency of employee pension insurance. The key indicators for the solvency of employee pension insurance are calculated separately for employee pension insurance companies, company pension funds administering statutory pensions, and industry-wide pension funds handling statutory pensions. Unaudited quarterly data are used.

Employee pension insurance companies

Industry-wide and company pension funds' statutory

Key figures for employee pension institutions

This page provides summaries of key data for the employee pension institutions. The figures in the tables are by individual employee pension provider as well as in combined form. The comparative tables can be adjusted to illustrate the data and year as required.

The data are based on non-audited reports. Employee pension institutions subject to winding-up procedures are excluded as from the start of winding-up procedures, except for combined data on premiums written, pensions and other claims paid, technical provisions/pension provision, pension assets and pensioners.

Solvency capital was until 31 December 2012, solvency margin. Solvency margin did not include equalisation provision.

LähiTapiola was until 31 December 2012, Tapiola.
Sandvik es was until 26 June 2013 Tamrock es.
Elo started 1.1.2014.

 

Employee pension insurance companies

Industry-wide and company pension funds' statutory

Performance analyses of employee pension institutions

This page includes the employee pension institutions' annual performance analyses. The figures in the tables are by individual employee pension provider as well as in combined form. Employee pension institutions subject to winding-up procedures are excluded as from the start of winding-up procedures.

Employee pension insurance companies

Industry-wide and company pension funds' statutory

Profit and Loss Account
Balance Sheet, assets
Balance Sheet, liabilities
Solvency capital
Specification of net investment income
Specification of operating expenses
Specification of premiums written
Pensions payouts
Technical provisions
Archive

The Insurance Companies 2010 
Statutory Employment Pension Insurance 2010 
The Insurance Companies 2009 
Statutory Employment Pension Insurance 2009 
The Insurance companies 2008 
Statutory Employment Pension Insurance 2008 
The Insurance Companies 2007 (including Pension Insurance Companies)
The Insurance Companies  2006 (including Pension Insurance Companies)
Pension insurance key figures 2008 – 2010
Pensions granted during the financial year 
Number of pensions 
Insurance portfolio at the end of year 
Portfolio transfers 
Provision for outstanding claims 
Provision for unearned premiums

 

Solvency of employee pension institutions, semi-annual data

This page provides the employee pension institutions' annual solvency ratios. The figures in the tables are by individual employee pension provider as well as in combined form. The data are based on non-audited reports. Employee pension institutions subject to winding-up procedures are excluded as from the start of winding-up procedures. Solvency capital was until 31 December 2012, solvency margin. Solvency margin did not include equalisation provision.

LähiTapiola was until 31 December 2012, Tapiola.

Sandvik es was until 26 June 2013 Tamrock es.


Employee pension insurance companies' solvency
Industry-wide and company pension funds' statutory departments. solvency

 

Key figures summary

The following tables provide summaries of the employee pension institutions' key figures. The data in the tables is by individual employee pension providers as well as combined data. The comparative tables can be adjusted in order to illustrate the data and year you require. Data in the semi-annual tables is based on figures from non-audited interim reports. 


Consolidated comparative figures by pension institution, 2006 – 2010

 

Pension insurance companies
Key figures 2006 – 2010 
Comparison of key figures
Key figures 1.1. – 30.6.2010

Company pension funds
Key figures 2006 – 2010 
Comparison of key figures 
Key figures 1.1. – 30.6.2010

Industry-wide pension funds
Key figures 2006 – 2010 
Comparison of key figures 
Key figures 1.1. – 30.6.2010 

Farmers’ Social Insurance Institution and Seafarer’s Pension Fund
Key figures 2006 – 2010
Key figures 1.1. – 30.6.2010 

 

Performance analysis

The following tables provide an annual performance analysis of employee pension institutions. The data in the tables is by individual employee pension providers as well as combined data.

Pension insurance companies
Performance analysis 2006 – 2010i 

Company pension funds
Performance analysis 2006 – 2010 

Industry-wide pension funds
Performance analysis 2006 – 2010  

Seafarer’s Pension Fund
Performance analysis 2006 – 2010

 

Solvency until 30.6.2010

The following tables present the annual solvency figures of employee pension institutions. The data in the tables is by individual employee pension providers as well as combined data. Data in the semi-annual tables is based on figures from non-audited interim reports.

Pension insurance companies
Solvency  2006 – 2010
Solvency 1.1. – 30.6.2010 

Company pension funds
Solvency 2006 – 2010 
Solvency 1.1.– 30.6.2010 

Industry-wide pension funds
Solvency 2006 – 2010 
Solvency 1.1._- 30.6.2010 

Seafarer’s Pension Fund
Solvency 2006 – 2010 
Solvency 1.1. – 30.6.2010 

 

Investment allocation

Authorised pension provider's grouping of investments 


Authorised pension providers group their investments in risk categories in order to enable the calculation of the related solvency margin. The basic classification is performed on the basis of the investments’ judicial form. If the real risk of an investment instrument deviates from the risks of the group based on the judicial form, the investment must be classified in the group corresponding to the actual risk.
Pension providers' grouping of investments on 31 December 2010 
Pension providers' grouping of investments on 30 September 2010 

Pension providers' grouping of investments on 30 June 2010 
Pension provirers' grouping of investments on 31 March 2010  
Pension providers' grouping of investments on 31 December 2009
Pension providers' grouping of investments on 30 September 2009 
Pension providers' grouping of investments on 30 June 2009 
Pension providers' grouping of investments on 31 March 2009
Pension providers' grouping of investments on 31 December 2008 
Pension providers' grouping of investments on 30 June 2008 
Pension providers' grouping of investments on 31 December 2007  

 

Authorised pension providers' investment allocation


The following tables present employee pension institutions' investment allocation at current values. The data in the tables is by individual employee pension providers as well as combined data. Data in the semi-annual tables is based on figures from non-audited interim reports.


Pension insurance companies
Investment allocation 2006 – 2010
Investment allocation 1.1. – 30.6.2010 

Company pension funds
Investment allocation 2006 – 2010 
Investment allocation 1.1. – 30.6.2010 

Industry-wide pension funds
Investment allocation 2006 – 2010 
Investment allocation 1.1. – 30.6.2010 

Farmers’ Social Insurance Institution and Seafarer’s Pension Fund
Investment allocation 2006 – 2010
Investment allocation 1.1. – 30.6.2010 

 

Analysis of net investment income and result

The following tables provide an analysis of employee pension institutions' net investment income and results. The data in the tables is by individual employee pension providers as well as combined data

Pension insurance companies
Analysis of net investment income and result 2006 – 2010 

Company pension funds
Analysis of net investment income and result 2006 – 2010 

Industry-wide pension funds
Analysis of net investment income and result 2006 – 2010 

Farmers’ Social Insurance Institution and Seafarer's Pension Fund
Analysis of net investment income and result 2006 – 2010 

 

Net investment income at current values

The following tables present employee pension institutions' net return on capital employed. The data in the tables is by individual employee pension providers as well as combined data. Data in the semi-annual tables is based on figures from non-audited interim reports.

Pension insurance companies
Net investment income at current values 2006 – 2010
Net investment income at current value 1.1. – 30.6.2010 

Company pension funds
Net investment income at current values 2006 – 2010
Net investment income at current values 1.1. – 30.6.2010 

Industry-wide pension funds
Net investment income at current  values  2006 - 2010

Net investment income at current values  1.1.–30.6.2010 

Farmers’ Social Insurance Institution and Seafarer’s Pension Fund
Net investment income at current values 2006 – 2010  
Net investment income at current values 1.1. – 30.6.2010